WE SAVED OUR CLIENTS FROM MARKET CRASH

Here are some of the national news HEADLINES* as we approach this month:

“Stocks Worst Day”

“Dow Drops on Global Market Plunge”

“Nasdaq Down on Global Plunge”

Those headline news are really troubling for those who have money in the stock market and mutual fund accounts as they may have lost some or all of it. It is unfortunate that many of our kababayans were lured to invest in such programs in spite of their profile of no tolerance for such risk.

Fortunately, The Difference have secured its client’s money and protected it from that kind of adversity. It was even advantageous to their new clients because starting on low indices has a good potential to earn more.

The Difference is very proud to remind everyone that they only carry products that avoid loss of money in case of market decline.

The Difference’s main products are Equity Indexed Annuities and Equity Indexed UL. With these products, their clients enjoy SAFETY and GUARANTEE without sacrificing market linked GROWTH POTENTIAL benefits.

Other benefits that clients enjoy from an Equity Indexed Products are: The Power of Tax Deferral, Accessibility, Locking in Interest Credits, Avoiding Probate and its Costs, May Avoid Creditor’s Lien, Maximizes Legacy, Avoids Outliving Income, and many more.

The Difference encourages everyone to make sure that they fully understand the risks involved before investing in variable products and securities such as stocks, mutual funds, variable annuities, and variable UL.

The market is very volatile and the Difference aims to take the worry out of its clients’ mind so they can focus on things they need to take care of.

BagongPlaneta.com - a MUST VISIT SITE by all Pinoys

It is all completed now and ready to go: a website dedicated to increasing wealth in the Pinoy community, http://www.bagongplaneta.com/.

Powerful features that our website contains, to name a few, are:

• The COMPANY section explains why our company's name is The DIFFERENCE.


• The MISSION section clearly defines the importance of our service and how we contribute in increasing wealth in Pinoy community.


• The 3 STEPS section illustrates how we help our clients achieve financial security. It also links to the websites of companies providing us the necessary plans for our clients to reach their goals.


• The TOOLS & SOLUTION section shows all the services we may provide to individuals, families, and business organizations. It also link us to an Advice Center that anyone can use to answer almost all financial inquiries, and most of all, the Financial Calculator for solving and calculating your clients financial needs such as retirement, insurance, taxes, mortgage, and many more.


• The MEMBERS section list your name as one of the Clients, Associates, and/or Affiliates of The DIFFERENCE. You are all encouraged to treat this as your own website, for you to share to friends and all Pinoys that you know.


• The NEWS & EVENTS section is our bulletin board. It reports past and current activities of members. It has a calendar for schedule of events. And, it has a calendar for birthdays of members. No more excuses for not greeting them.


• The CAREERS section opens income opportunities for all, be it in the financial industry, health industry, technological or internet industry.


• The HEALTH is WEALTH section is dedicated for wellness and fitness of its members.


• The HAPPINOYS section serves as the entertainment center for our kababayans. Some of its gadgets are: video clips, jukebox, games, jokes, fashion, concerts, articles, and our very own on-line radio station that can be listened to worldwide.

Don't miss to CLICK the PinoyPoverty in the WELCOME section for a heartwarming experience. Make sure to turn up the volume of your computer.

2008 FIRST ASSOCIATE MEETING

Our first Associate Meeting for 2008 served as a catalyst for our success this year. The meeting was organized by Alvin Reyes and Arsy Grindulo of WFIS. Invited guest, Bob Antonovich brought some good news about current and upcoming developments from Aviva, one of our providers, that will help us better in achieving our goal to increase wealth in the Pinoy community. Todd Ford delivered very inspiring words for our, and would be, associates to mimic in order to be successful in their business

Associates to be appreciated for making it to our first 2008 meeting were: Buddy and Letty Lopez, Fred Delgado, Conrad and Ninfa Rios, Ceci Yuson, Debbie Alido, Ray Bulaon, Bennie Santiago. The effort they've shown is an indication of another promising year for The Difference.

The meeting was held at the Marriott Norwalk in California, January 15, 2008.

JENNIFER ALIDO - OUR FIRST MEMBER FOR 2008

Let us all welcome our First Client Member for 2008, Jennifer Alido from Colton, CA. Her membership is a significant contribution to our endeavor of increasing wealth in the pinoy community. Although still very young and single, she already started planning her financial future. Working as a Dental Hygienist, there is no doubt that she will be able to retire early and enjoy life for a longer time.

We hope for more young pinoys to follow her lead. Jenny is such a good raw model. Keep it up, Jenny.